How it works

Who We Are?

We are an insightful company that provides services to consumers looking for loans. Our independent network has been built over years and only includes buyers and lenders who have a good reputation with their customers.

Our expertise spans over 20 years in provide safe and secure technology to ease the process for our customers in getting the loan they need.

Our rates

Our service is FREE to use. However we do recommend you take a look at the overall cost before going ahead with your cash advance agreement. We encourage all of our customers to only borrow what they think they can afford to pay back. ThePaydayKing will allow you to borrow any amount between $100 to $2,500. However, we strongly advise you to think very carefully before submitting a request for a loan with us. Be sure that you can afford the repayments.

Choose Loan Amount

Select from $100 to $5,000 cash loan and complete our quick mobile friendly online form accurately, so the lender can contact you.

Loan Approval

We search our independent third party network to find you the best deal for the cash loan you need, which takes only minutes. You should get an offer within 24 hours

Get your Cash

When we find you a cash loan offer, you must carefully read the terms before your sign the loan agreement. Use our calculator to work out you can afford the repayments.

Important Information

Am I Eligible for a Payday Loan?

Eligibility for a payday loan depends on several factors that will be reviewed and verified by our independent network of third-party lenders:

Valid checking or savings account with direct deposit
Employment income of at least $1,000 per month
Information provided is accurate

Not a regular or reserve member of the Army, Navy, Marine Corps, Air Force, or Coast Guard (or a dependent thereof), serving on active duty under a call or order that does not specify a period of 30 days or fewer

Bad credit score?

It is difficult to find a lender when you have a bad credit score, but that doesn’t mean it is impossible; offers may still be available but will be limited.

Online payday loans will help people that have been turned away due to past repayment issues or even for people who have no credit history due to never having borrowed before. If you find yourself in this situation, it’s probably important to you to find a source for ‘payday loans’, ‘installment loans’ or ‘fast cash’, for people with bad credit. You might think that it will not be the easiest thing to find, but it’s easier than you imagine.

APRs

Payday loans tend to come with high APRs, especially when you compare against an APR of a mortgage. APR stands for Annual Percentage Rise, meaning it is worked out over a yearly term. That is why small cash loans repaid over 7-31 days seem to have a high amount of interest. Lenders need to work out an APR that should be spread over a year, against 31 days.

When taking out any time of loan, it is important to make sure you can afford the repayments.

Your credit checks

Third-party lenders may wish to verify, without limitation: your driver’s license number, social security number, or any other qualifying identification information. This is to determine credit standing, capacity and/or creditworthiness in order to approve your payday loan. Multiple inquiries may be made on the three national databases (Equifax, TransUnion, and Experian) and this may result in a lower credit score. For more information visit our privacy policy page.

How thePayDayKing could help you

Medical Expenses

You might need to use a personal loan to help you pay for, or towards, a medical procedure or medically related costs which are not covered by your insurance.

Auto Purchases or Repairs

We could help you with the funds necessary for the purchase of a new vehicle when you need a new set of wheels.

Wedding Expenses

Need a loan to help you pay for the big day? Look no further. A wedding loan is an amount borrowed to help you, or your loved one, factor in those extra expenses towards the big day.

Home Improvements

This is a personal loan that you use to cover the cost of home upgrades or fixes. Unlike home equity loans, home improvement loans are not secured on your home.

Vacations

You might need a cash advance to finance your holidays sometimes. Learn about the pros and cons, and how to get one.

Personal & Payday Loans

A personal loan is an exact amount of money repaid over a set amount of time.

Submit your loan request today!

Click Here

The operator of this website, www.thepaydayking.com, is not a lender, loan broker or agent for any lender or loan broker. We are an advertising network service to independent, participating lenders and other advertising networks that may be able to provide payday loan services, including payday loans bad credit and payday loans for no credit check, for amounts between $100 and $5,000 Not all lenders provide up to $5,000 and there is no guarantee that your request will be accepted by an independent, participating lender. This service does not constitute an offer or solicitation for loan products. The information and application provided by ThePaydayKing.com does not constitute either an offer or a solicitation for a loan or a financial product, which are prohibited by any state law. We do not endorse or charge you for any service or product. ThePayDayKing.com is under no obligation, and does not actively monitor or review loan offers presented to consumers to determine whether the offer is the “best” available to any particular consumer. Consumers are both instructed and encouraged to review the loan offer presented to them to determine if the terms are acceptable to them.

This service and offer are void where prohibited, and ThePayDayKing.com is not responsible for ensuring that any particular consumer is eligible any loan or financial product offered by our lending partners. We do not control and are not responsible for the actions of any lender, loan organization or advertising network. We do not have access to the full terms of your loan. For details, questions or concerns regarding your loan, please contact your lender directly. Only your lender can provide you with information about your specific loan terms, their current rates and charges, payments and the implications for non-payment or late payments. The information submitted by you on this website will be shared with one or more participating lenders or advertising networks. You are under no obligation to use our service to initiate contact with a lender, apply for credit or any loan product, or accept a loan from a participating lender. Cash transfer times and repayment terms vary between lenders, therefore, may not include online same-day deposit. Repayment terms may be regulated by state, local, federal and/or tribal laws. These disclosures are provided to you for information purposes only and shall not be considered legal advice.

Annual Percentage Rate (APR) may vary between lenders and is dependent on a consumer’s credit worthiness, applicable regulatory guidelines, and other factors determined by each individual lending partner and their underwriting department. APRs may range from 59% and 1386%. The Annual Percentage Rate is the rate at which your loan accrues interest and is based upon the amount, cost and term of your loan, repayment amounts and timing of payments. Lenders are legally required to show you the APR and all other material terms of your loan before you execute a loan agreement.

Residents of some states may not be eligible for some or all short-term, small-dollar loans. The list of eligible states may change from time to time, and it is the consumer’s responsibility to determine if they are eligible to participate in the service.

We do not make any underwriting or credit decisions. Independent, participating lenders that you may be connected to may perform credit checks with credit reporting bureaus, obtain credit reports, or otherwise verify your Social Security Number. Typically, lenders may conduct a credit check through alternative credit bureaus to determine creditworthiness, credit standing and/or credit capacity however, they may also utilize the major credit bureaus as well. By submitting your information, you agree to allow lenders to verify your information and check your credit. Your credit score may be affected.

Loans provided by independent, participating lenders in our network are designed to be repaid within a short amount of time. Short-term loans are not a solution for long-term debt and credit difficulties. Only borrow an amount that can be repaid. Consider seeking professional advice regarding your financial needs, risks and alternatives to short-term loans. Non-payment of your loan could result in collection activities, which may result in additional fees or collection activities, or both. Each lender has its own terms and conditions. Please familiarize yourself with your lender’s policies for further information.